• Reimbursement on exams, cleanings, fillings, scaling, polishing, root planing, diagnostic and other basic dental services: 70%
• Reimbursement on extensive services including endodontics, periodontics and denture services: 70%
• Reimbursement on crowns, bridges, dentures and orthodontics: Not covered
• Anniversary year maximums: $500 per year
• Recall visits: 9 months

• Generic vs Brand-Name coverage: Generic
• Shared Dispensing Fee: $6.50 maximum
• Birth control and fertility drugs: Not covered
• Reimbursement on first amount per anniversary year: 70% on first $500
• Reimbursement on next amount per anniversary year: 80% on next $2,500

Covers the costs to purchase prescription lenses and frames and/or contact lenses. This benefit does not include industrial safety glasses.

• $100 per 2 years plus $50 for Optometrist visits

• Maximum: $12,500 per adult
• Maximum: $5,000 per child or senior over 65

Covers emergency hospital /medical expenses while travelling outside your province or territory of residence and access to a 24-hour worldwide medical assistance centre up to a maximum of $5,000,000 per trip.

• Number of trips per year: Unlimited
• Maximum trip length: 9 days

• Maximum: Covered

Registered Specialists and Therapists

Includes visits to Acupuncturists, Chiropractors, Osteopaths, Podiatrists, Naturopaths, Chiropodists, Registered Massage Therapists, Physiotherapists, Psychologists, Social Workers and Speech Therapists.

Registered Specialists and Therapists

• Maximum claims paid: 80% to a maximum of $450 per specialist/therapist
• Per visit maximum: Not Applicable
• Chiropractic x-rays: $35 per year

Psychologist/Social Worker

• Maximum per first visit: $80

• Maximum per subsequent visit: $65
• Maximum visits per year: 10

Speech Therapist

• Maximum per first visit: $65
• Maximum per subsequent visit: $45
• Maximum visits per year: 10

• Maximum: 3 months per lifetime

Covers the services of registered health professionals including Registered Nurse, Registered Nursing Assistant or healthcare aid; includes surgical bandages and dressings and the purchase or rental of medically necessary equipment such as crutches, non-electric wheel-chairs and hospital beds, oxygen and other equipment recommended by your physician and approved by Manulife Financial. Also includes prosthetic appliances such as artificial limbs, eyes, splints, casts and breast prostheses following mastectomies. Payment will be coordinated where benefits are available through the Assistive Devices Program.

• Homecare & Nursing: $2,500 per year
• Prosthetic Appliances: $2,500 per year
• Durable Medical Equipment: $2,500 per year
• Custom-made Orthotics - $225 per year

• Maximum: $300 per 4 year period

Covers trips to hospitals in a licensed ground ambulance. Covers charges up to the amount between what your provincial health plan covers and what is reasonable and customary. Air ambulance is payable only after provincial health insurance plan maximum has been reached, if applicable.

• Maximum: Unlimited ground transport
• Maximum: $4,000 maximum air ambulance

Covers dental treatment required as a result of an accidental blow to the head or mouth. Treatment must be sought within the 90-day period following the accident.

• Maximum: $2,000 per year

With Health Service Navigator, you and your eligible family members can quickly and easily get answers to your questions and access to support services. Easily accessible on the web or with a simple call to a dedicated toll-free line, you will be connected to Health Service Navigator where you can receive information, medical coordination services and resources on how to navigate the Canadian health care system. And, if you want a second opinion from a world-class hospital, Health Service Navigator will help you get it.

• $250,000

Covers basic services, paid at a percentage of the current Dental Fee Guide or the reasonable and customary charge in your province of residence.

• Reimbursement on exams, cleanings, fillings, scaling, polishing, root planing, diagnostic and other basic dental services: 80%
• Reimbursement on extensive services including endodontics, periodontics and denture services: 80%
• Reimbursement on crowns, bridges, dentures and orthodontics: Not covered
• Anniversary year maximums: Year 1: $500; Year 2 and beyond: $900
• Recall visits: 9 months

• Generic vs Brand-Name coverage: Generic
• Shared Dispensing Fee: $7.50 maximum
• Birth control and fertility drugs: Covered
• Reimbursement on first amount per anniversary year: 70% on first $500
• Reimbursement on next amount per anniversary year: 100% on next $4,650

• $150 per 2 years plus $50 for Optometrist visits

Preferred hospital accommodation in excess of the standard ward room rate made by a general (acute care) hospital. Also included is a cash benefit in lieu of the room cost for each day you are not able to obtain preferred accommodation.

• Type of accommodation: Semi-private only
• Maximum charge per day: $150
• Reimbursement per anniversary year: 100% on first 30; 50% on next 100 days
• Cash benefit in lieu of accommodation:

-Per Day: $25 payable starting on the fourth day
-Maximum: $750
 

Payment for a loss directly resulting from accidental bodily injury, including loss of life, where the loss occurs within a year of the date of the accident.

• Maximum: $25,000 per adult
• Maximum: $10,000 per child or senior over 65

Covers emergency hospital /medical expenses while travelling outside your province or territory of residence and access to a 24-hour worldwide medical assistance centre up to a maximum of $5,000,000 per trip.

• Number of trips per year: Unlimited
• Maximum trip length: 17 days

• Maximum: Covered

Registered Specialists and Therapists

Includes visits to Acupuncturists, Chiropractors, Osteopaths, Podiatrists, Naturopaths, Chiropodists, Registered Massage Therapists, Physiotherapists, Psychologists, Social Workers and Speech Therapists.

Registered Specialists and Therapists

• Maximum claims paid: 90% to a maximum of $600 per specialist/therapist
• Per visit maximum: Not Applicable
• Chiropractic x-rays: $35 per year

Psychologist/Social Worker

• Maximum per first visit: $80

• Maximum per subsequent visit: $65
• Maximum visits per year: 12

Speech Therapist

• Maximum per first visit: $65
• Maximum per subsequent visit: $45
• Maximum visits per year: 12

• Maximum: 6 months per lifetime

Covers the services of registered health professionals including Registered Nurse, Registered Nursing Assistant or healthcare aid; includes surgical bandages and dressings and the purchase or rental of medically necessary equipment such as crutches, non-electric wheel-chairs and hospital beds, oxygen and other equipment recommended by your physician and approved by Manulife Financial. Also includes prosthetic appliances such as artificial limbs, eyes, splints, casts and breast prostheses following mastectomies. Payment will be coordinated where benefits are available through the Assistive Devices Program.

• Homecare & Nursing: $3,500 per year
• Prosthetic Appliances: $3,500 per year
• Durable Medical Equipment: $3,500 per year
• Custom-made Orthotics - $225 per year

• Maximum: $400 per 4 year period

Covers trips to hospitals in a licensed ground ambulance. Covers charges up to the amount between what your provincial health plan covers and what is reasonable and customary. Air ambulance is payable only after provincial health insurance plan maximum has been reached, if applicable.

• Maximum: Unlimited ground transport
• Maximum: $4,000 maximum air ambulance

Covers dental treatment required as a result of an accidental blow to the head or mouth. Treatment must be sought within the 90-day period following the accident.

• Maximum: $2,500 per year

With Health Service Navigator, you and your eligible family members can quickly and easily get answers to your questions and access to support services. Easily accessible on the web or with a simple call to a dedicated toll-free line, you will be connected to Health Service Navigator where you can receive information, medical coordination services and resources on how to navigate the Canadian health care system. And, if you want a second opinion from a world-class hospital, Health Service Navigator will help you get it.

• $350,000

• Reimbursement on exams, cleanings, fillings, scaling, polishing, root planing, diagnostic and other basic dental services: 80%
• Reimbursement on extensive services including endodontics, periodontics and denture services: 80%
• Reimbursement on crowns, bridges, dentures and orthodontics: Year 1 & 2: 0%; Year 3 and beyond: 60% ($800 maximum every 2 consecutive years)
• Anniversary year maximums: Year 1: $750; Year 2: $1,000; Year 3: $1,200; Year 4: $1,200; Year 5 and beyond: $1,500
• Recall visits: 6 months

• Generic vs Brand-Name coverage: Brand-name
• Shared Dispensing Fee: Covered
• Birth control and fertility drugs: Covered
• Reimbursement on first amount per anniversary year: 90% on first $2,222
• Reimbursement on next amount per anniversary year: 100% on next $8,000

• $250 per 2 years plus $50 for Optometrist visits

Preferred hospital accommodation in excess of the standard ward room rate made by a general (acute care) hospital. Also included is a cash benefit in lieu of the room cost for each day you are not able to obtain preferred accommodation.

• Type of accommodation: Semi-private & private
• Maximum charge per day: $200
• Reimbursement per anniversary year: 100% for complete year
• Cash benefit in lieu of accommodation:

-Per Day: $50 payable starting on the first day
-Maximum: $3,000

• Maximum: $50,000 per adult
• Maximum: $20,000 per child or senior over 65

Covers emergency hospital /medical expenses while travelling outside your province or territory of residence and access to a 24-hour worldwide medical assistance centre up to a maximum of $5,000,000 per trip.

• Number of trips per year: Unlimited
• Maximum trip length: 30 days

• Maximum: Covered

Registered Specialists and Therapists

Includes visits to Acupuncturists, Chiropractors, Osteopaths, Podiatrists, Naturopaths, Chiropodists, Registered Massage Therapists, Physiotherapists, Psychologists, Social Workers and Speech Therapists.

Registered Specialists and Therapists

• Maximum claims paid: $1,500 combined
• Per visit maximum: Unlimited
• Chiropractic x-rays: $35 per year

Psychologist/Social Worker

• Maximum per first visit: $80
• Maximum per subsequent visit: $65
• Maximum visits per year: 15

Speech Therapist

• Maximum per first visit: $65
• Maximum per subsequent visit: $45
• Maximum visits per year: 15

• Maximum: 6 months per 3 year period

Covers the services of registered health professionals including Registered Nurse, Registered Nursing Assistant or healthcare aid; includes surgical bandages and dressings and the purchase or rental of medically necessary equipment such as crutches, non-electric wheel-chairs and hospital beds, oxygen and other equipment recommended by your physician and approved by Manulife Financial. Also includes prosthetic appliances such as artificial limbs, eyes, splints, casts and breast prostheses following mastectomies. Payment will be coordinated where benefits are available through the Assistive Devices Program.

• Combined maximum for Homecare & Nursing, Prosthetic Appliances, and Durable Medical Equipment: $8,500 per year
• Custom-made Orthotics - $225 per year

• Maximum: $500 per 4 year period

Covers trips to hospitals in a licensed ground ambulance. Covers charges up to the amount between what your provincial health plan covers and what is reasonable and customary. Air ambulance is payable only after provincial health insurance plan maximum has been reached, if applicable.

• Maximum: Unlimited ground transport
• Maximum: $4,000 maximum air ambulance

Covers dental treatment required as a result of an accidental blow to the head or mouth. Treatment must be sought within the 90-day period following the accident.

• Maximum: $3,000 per year

With Health Service Navigator, you and your eligible family members can quickly and easily get answers to your questions and access to support services. Easily accessible on the web or with a simple call to a dedicated toll-free line, you will be connected to Health Service Navigator where you can receive information, medical coordination services and resources on how to navigate the Canadian health care system. And, if you want a second opinion from a world-class hospital, Health Service Navigator will help you get it.

• $350,000

Covers basic services, paid at a percentage of the current Dental Fee Guide or the reasonable and customary charge in your province of residence.

• Reimbursement on exams, cleanings, fillings, scaling, polishing, root planing, diagnostic and other basic dental services: Year 1: 50%; Year 2 and beyond: 70%
• Reimbursement on extensive services including endodontics, periodontics and denture services: Year 1: 50%; Year 2 and beyond: 70%
• Reimbursement on crowns, bridges, dentures and orthodontics: Not covered
• Anniversary year maximums: $400 per year
• Recall visits: 9 months

Covers the costs to purchase prescription lenses and frames and/or contact lenses. This benefit does not include industrial safety glasses.

• $100 per 2 years plus $50 for Optometrist visits

Payment for a loss directly resulting from accidental bodily injury, including loss of life, where the loss occurs within a year of the date of the accident.

• Maximum: $10,000 per adult
• Maximum: $4,000 per child or senior over 65

• Maximum: Available 1 year after policy effective date

Registered Specialists and Therapists

Includes visits to Acupuncturists, Chiropractors, Osteopaths, Podiatrists, Naturopaths, Chiropodists, Registered Massage Therapists, Physiotherapists, Psychologists, Social Workers and Speech Therapists.

Registered Specialists and Therapists

• Maximum claims paid: $300 per specialist/therapist
• Per visit maximum: $20
• Chiropractic x-rays: $35 per year

Psychologist/Social Worker

• Maximum per first visit: $80
• Maximum per subsequent visit: $65
• Maximum visits per year: 10

Speech Therapist

• Maximum per first visit: $65
• Maximum per subsequent visit: $45
• Maximum visits per year: 10

• Maximum: 3 months per lifetime

Covers the services of registered health professionals including Registered Nurse, Registered Nursing Assistant or healthcare aid; includes surgical bandages and dressings and the purchase or rental of medically necessary equipment such as crutches, non-electric wheel-chairs and hospital beds, oxygen and other equipment recommended by your physician and approved by Manulife Financial. Also includes prosthetic appliances such as artificial limbs, eyes, splints, casts and breast prostheses following mastectomies. Payment will be coordinated where benefits are available through the Assistive Devices Program.

• For each of Homecare & Nursing, Prosthetic Appliances and Durable Medical Equipment:

Year 1: $1,000 Year 2: $1,300
Year 3 $1,500 Year 4: $2,000
Year 5+: $2,500

• Custom-made Orthotics - $225 per year

• Maximum: $300 per 4 year period

Covers trips to hospitals in a licensed ground ambulance. Covers charges up to the amount between what your provincial health plan covers and what is reasonable and customary. Air ambulance is payable only after provincial health insurance plan maximum has been reached, if applicable.

• Maximum: Unlimited ground transport
• Maximum: $4,000 maximum air ambulance

• Maximum: $2,000 per year

With Health Service Navigator, you and your eligible family members can quickly and easily get answers to your questions and access to support services. Easily accessible on the web or with a simple call to a dedicated toll-free line, you will be connected to Health Service Navigator where you can receive information, medical coordination services and resources on how to navigate the Canadian health care system. And, if you want a second opinion from a world-class hospital, Health Service Navigator will help you get it.

• $100,000

Covers basic services, paid at a percentage of the current Dental Fee Guide or the reasonable and customary charge in your province of residence.

• Reimbursement on exams, cleanings, fillings, scaling, polishing, root planing, diagnostic and other basic dental services: Year 1: 50%; Year 2 and beyond: 70%
• Reimbursement on extensive services including endodontics, periodontics and denture services: Year 1: 50%; Year 2 and beyond: 70%
• Reimbursement on crowns, bridges, dentures and orthodontics: Not covered
• Anniversary year maximums: $500 per year
• Recall visits: 9 months

Covers the costs to purchase prescription lenses and frames and/or contact lenses. This benefit does not include industrial safety glasses.

• $100 per 2 years plus $50 for Optometrist visits

Payment for a loss directly resulting from accidental bodily injury, including loss of life, where the loss occurs within a year of the date of the accident.

• Maximum: $10,000 per adult
• Maximum: $4,000 per child or senior over 65

• Maximum: Available 1 year after policy effective date

Registered Specialists and Therapists

Includes visits to Acupuncturists, Chiropractors, Osteopaths, Podiatrists, Naturopaths, Chiropodists, Registered Massage Therapists, Physiotherapists, Psychologists, Social Workers and Speech Therapists.

Registered Specialists and Therapists

• Maximum claims paid: $300 per specialist/therapist
• Per visit maximum: $20
• Chiropractic x-rays: $35 per year

Psychologist/Social Worker

• Maximum per first visit: $80
• Maximum per subsequent visit: $65
• Maximum visits per year: 10

Speech Therapist

• Maximum per first visit: $65
• Maximum per subsequent visit: $45
• Maximum visits per year: 10

• Maximum: 3 months per lifetime

Covers the services of registered health professionals including Registered Nurse, Registered Nursing Assistant or healthcare aid; includes surgical bandages and dressings and the purchase or rental of medically necessary equipment such as crutches, non-electric wheel-chairs and hospital beds, oxygen and other equipment recommended by your physician and approved by Manulife Financial. Also includes prosthetic appliances such as artificial limbs, eyes, splints, casts and breast prostheses following mastectomies. Payment will be coordinated where benefits are available through the Assistive Devices Program.

• For each of Homecare & Nursing, Prosthetic Appliances and Durable Medical Equipment:

Year 1: $1,000 Year 2: $1,300
Year 3 $1,500 Year 4: $2,000
Year 5+: $2,500

• Custom-made Orthotics - $225 per year

• Maximum: $300 per 4 year period

Covers trips to hospitals in a licensed ground ambulance. Covers charges up to the amount between what your provincial health plan covers and what is reasonable and customary. Air ambulance is payable only after provincial health insurance plan maximum has been reached, if applicable.

• Maximum: Unlimited ground transport
• Maximum: $4,000 maximum air ambulance

Covers dental treatment required as a result of an accidental blow to the head or mouth. Treatment must be sought within the 90-day period following the accident.

• Maximum: $2,000 per year

With Health Service Navigator, you and your eligible family members can quickly and easily get answers to your questions and access to support services. Easily accessible on the web or with a simple call to a dedicated toll-free line, you will be connected to Health Service Navigator where you can receive information, medical coordination services and resources on how to navigate the Canadian health care system. And, if you want a second opinion from a world-class hospital, Health Service Navigator will help you get it.

• $100,000

Covers basic services, paid at a percentage of the current Dental Fee Guide or the reasonable and customary charge in your province of residence.

• Reimbursement on exams, cleanings, fillings, scaling, polishing, root planing, diagnostic and other basic dental services: Year 1: 60%; Year 2 and beyond: 80%
• Reimbursement on extensive services including endodontics, periodontics and denture services: Year 1: 60%; Year 2 and beyond: 80%
• Reimbursement on crowns, bridges, dentures and orthodontics: Not covered
• Anniversary year maximums: Year 1: $500; Year 2 and beyond: $900
• Recall visits: 9 months

• $100 per 2 years plus $50 for Optometrist visits

Payment for a loss directly resulting from accidental bodily injury, including loss of life, where the loss occurs within a year of the date of the accident.

• Maximum: $10,000 per adult
• Maximum: $4,000 per child or senior over 65

• Maximum: Available 1 year after policy effective date

Registered Specialists and Therapists

Includes visits to Acupuncturists, Chiropractors, Osteopaths, Podiatrists, Naturopaths, Chiropodists, Registered Massage Therapists, Physiotherapists, Psychologists, Social Workers and Speech Therapists.

Registered Specialists and Therapists

• Maximum claims paid: $300 per specialist/therapist
• Per visit maximum: $20
• Chiropractic x-rays: $35 per year

Psychologist/Social Worker

• Maximum per first visit: $80
• Maximum per subsequent visit: $65
• Maximum visits per year: 10

Speech Therapist

• Maximum per first visit: $65
• Maximum per subsequent visit: $45
• Maximum visits per year: 10

• Maximum: 3 months per lifetime

Covers the services of registered health professionals including Registered Nurse, Registered Nursing Assistant or healthcare aid; includes surgical bandages and dressings and the purchase or rental of medically necessary equipment such as crutches, non-electric wheel-chairs and hospital beds, oxygen and other equipment recommended by your physician and approved by Manulife Financial. Also includes prosthetic appliances such as artificial limbs, eyes, splints, casts and breast prostheses following mastectomies. Payment will be coordinated where benefits are available through the Assistive Devices Program.

• For each of Homecare & Nursing, Prosthetic Appliances and Durable Medical Equipment:

Year 1: $1,000 Year 2: $1,300
Year 3 $1,500 Year 4: $2,000
Year 5+: $2,500

• Custom-made Orthotics - $225 per year

• Maximum: $300 per 4 year period

Covers trips to hospitals in a licensed ground ambulance. Covers charges up to the amount between what your provincial health plan covers and what is reasonable and customary. Air ambulance is payable only after provincial health insurance plan maximum has been reached, if applicable.

• Maximum: Unlimited ground transport
• Maximum: $4,000 maximum air ambulance

• Maximum: $2,000 per year

With Health Service Navigator, you and your eligible family members can quickly and easily get answers to your questions and access to support services. Easily accessible on the web or with a simple call to a dedicated toll-free line, you will be connected to Health Service Navigator where you can receive information, medical coordination services and resources on how to navigate the Canadian health care system. And, if you want a second opinion from a world-class hospital, Health Service Navigator will help you get it.

• $100,000

• Reimbursement on exams, cleanings, fillings, scaling, polishing, root planing, diagnostic and other basic dental services: Year 1: 60%; Year 2 and beyond: 80%
• Reimbursement on extensive services including endodontics, periodontics and denture services: Year 1: 60%; Year 2 and beyond: 80%
• Reimbursement on crowns, bridges, dentures and orthodontics: Year 1 & 2: 0%; Year 3 and beyond: 60% ($800 maximum every 2 consecutive years)
• Anniversary year maximums: Year 1: $750; Year 2: $1,000; Year 3: $1,200; Year 4: $1,200; Year 5 and beyond: $1,500
• Recall visits: 6 months

• $100 per 2 years plus $50 for Optometrist visits

• Maximum: $10,000 per adult
• Maximum: $4,000 per child or senior over 65

• Maximum: Available 1 year after policy effective date

Registered Specialists and Therapists

Includes visits to Acupuncturists, Chiropractors, Osteopaths, Podiatrists, Naturopaths, Chiropodists, Registered Massage Therapists, Physiotherapists, Psychologists, Social Workers and Speech Therapists.

Registered Specialists and Therapists

• Maximum claims paid: $300 per specialist/therapist
• Per visit maximum: $20
• Chiropractic x-rays: $35 per year

Psychologist/Social Worker

• Maximum per first visit: $80
• Maximum per subsequent visit: $65
• Maximum visits per year: 10

Speech Therapist

• Maximum per first visit: $65
• Maximum per subsequent visit: $45
• Maximum visits per year: 10

• Maximum: 3 months per lifetime

Covers the services of registered health professionals including Registered Nurse, Registered Nursing Assistant or healthcare aid; includes surgical bandages and dressings and the purchase or rental of medically necessary equipment such as crutches, non-electric wheel-chairs and hospital beds, oxygen and other equipment recommended by your physician and approved by Manulife Financial. Also includes prosthetic appliances such as artificial limbs, eyes, splints, casts and breast prostheses following mastectomies. Payment will be coordinated where benefits are available through the Assistive Devices Program.

• For each of Homecare & Nursing, Prosthetic Appliances and Durable Medical Equipment:

Year 1: $1,000 Year 2: $1,300
Year 3 $1,500 Year 4: $2,000
Year 5+: $2,500

• Custom-made Orthotics - $225 per year

• Maximum: $300 per 4 year period

Covers trips to hospitals in a licensed ground ambulance. Covers charges up to the amount between what your provincial health plan covers and what is reasonable and customary. Air ambulance is payable only after provincial health insurance plan maximum has been reached, if applicable.

• Maximum: Unlimited ground transport
• Maximum: $4,000 maximum air ambulance

• Maximum: $2,000 per year

With Health Service Navigator, you and your eligible family members can quickly and easily get answers to your questions and access to support services. Easily accessible on the web or with a simple call to a dedicated toll-free line, you will be connected to Health Service Navigator where you can receive information, medical coordination services and resources on how to navigate the Canadian health care system. And, if you want a second opinion from a world-class hospital, Health Service Navigator will help you get it.

• $100,000

   Back to Top ⇑

NOTE: The product related information is for illustration purpose only.  Please Click here for more information and to get a quote & apply ONLINE.