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The EDGE


 

Loss of Income Insurance

Safeguard your LIFESTYLE with the EDGE TODAY!

Accidents and Sicknesses happen everyday!

How would your lifestyle change, if you couldn’t work tomorrow?
How long could you financially survive... days, weeks, months, years?
Where would the money come from?
Savings?... RSP’s?... Line of Credit?...
“The Edge can help ease your financial burden.”

 

LOSS OF INCOME COVERAGE

Issue ages from 18 - 69, coverage to age 75

Loss of Income coverage, provides you with an income when you can't work due to an injury or illness.

 

     ●  Injury only or Injury & Illness coverage :

           Injury Coverage Is Guaranteed To Issue,

           Illness coverage can be added.

     ●  Benefit Amount: $1,000 to $6,000 per month

     ●  24 hour or Non-Occupational Coverage

     ●  Benefit payable to age 70 or for a 5 year benefit period.

         Benefit Period is reduced to 24 months upon attainment of age 68.

     ●  Payable from the FIRST DAY (no waiting period)

        30 day or 120 day waiting period also available

     ●  Benefits based on Gross Business Revenue or Net Earned Income

 

Features include

       Partial Disability Benefit : 50% benefits for up to 180 days

       Waiver of Premium: after 30 days of Total Disability while benefits are payable

       Return to Work Assistance Benefit rehabilitation and financial assistance in returning you to work

       Accident Medical Reimbursement Benefit providing reimbursement up to $10,000 for a number of medical

        expenses not covered by government health insurance plans

 

OPTIONAL BENEFITS

  • Accidental Death and Dismemberment Coverage : up to  $300,000
    A lump sum payment for specific losses, in addition to any other insurance you may have.
    Principal sum amount in the event of Death, Paraplegia, Hemiplegia or Quadriplegia.
    Includes an enhanced loss schedule, as well as benefits like day care, education, home alteration/vehicle modification.

  • Out-of-Province/Canada Travel Medical Emergency Coverage
    - Provides up to $5,000,000 of coverage for reasonable and customary medical expenses as part of the
    emergency treatment arising from a medical condition.
    - Covered Expenses include hospital accommodations, physician charges, diagnostic services, paramedical services, ambulance services, emergency air transportation, transportation to bedside, and more.
    - Emergency Assistance Service available 24 hours 7 days a week no matter where you travel.
    - Unlimited number of trips and within the first 30 consecutive days of each trip.
    Certain exclusions, limitations, and definitions apply.

All provisions of the plan are contained in the policy booklet.
 


 

ROADSIDE PACKAGE

The profession of driving puts you at greater risk everyday.

Look at the plan designed specifically with the trucker in mind.

 

ROADSIDE PACKAGE

Available to ages 18 - 64, coverage to age 70

 

INCLUDES LOSS OF INCOME INJURY COVERAGE
Guaranteed To Issue (Subject to 2 qualifying questions)

       $2,000 to $5,000 per month

       24 hour or Non-Occupational available

       Waiver of Premium

        after 30 days of Total Disability and when benefits are payable

       Return to Work Assistance Benefit

        rehabilitation and financial assistance in returning you to work

       Benefits Payable from the FIRST DAY, to age 70

       Benefits based on Gross Business Revenue

       Partial Disability Benefit  : 50 % benefits for up to 180 days

 

INCLUDES up to $110,000 Accident Medical Reimbursement Benefit providing reimbursement for medical expenses not covered by provincial plans, such as hospital charges; ambulance transportation, and practitioner's fees.


INCLUDES
Accidental Death and Dismemberment Coverage $300,000 or $500,000
A lump sum payment for specific losses, in addition to any other insurance you may have.

       Principal sum amount in the event of Death, Paraplegia, Hemiplegia or Quadriplegia.

       Includes an enhanced loss schedule, as well as benefits like day care, education, home alteration/vehicle modification, seat belt benefit.

Family Coverage Available

INCLUDES Travel Medical Emergency Coverage Provides up to $5,000,000 of coverage for reasonable and customary medical expenses as part of the emergency treatment arising from a medical condition. Covered Expenses include hospital accommodations, physician charges, diagnostic services, paramedical services, ambulance services, emergency air transportation, transportation to bedside, and more.

       Emergency Assistance Service available 24 hours /7 days a week no matter where you travel.

       Unlimited number of trips and within the first 30 consecutive days of each trip.

 

Call 416-493-0101, 1-877-443-0101 for quote and more information

 

 


 

 

Other insurance products from The EDGE:

Critical Illness insurance (guaranteed issue)

Health&Dental Benefits

 

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Investments:    RESP     RRSP     TFSA     Segregated Funds

Revised: November 22, 2014